did you know?

If you have just Medicare and no secondary insurance, you could be subject to the Part A Hospital deductible of $1,316 up to 6 times per year for a total of $7,896.

More tips...

Generally, you can only make changes to your prescription drug plan (Part D) or Advantage plan (Part C) once a year during the Annual Enrollment Period (Oct. 15th - Dec. 7th). However, you can change your Medicare Supplement (Medigap) at any time during the year.

More tips...

About Us

ExplainMedicare.com was created for one reason only: To provide information and assistance to those folks who are about to enter Medicare and are confused by the massive amounts of information they are receiving in the mail. For these folks, it seems as though every day, there's more stuff in the mail having to do with their upcoming Medicare eligibility. Many of those peices of mail are legitimate correspondence from either the Social Security Administration or CMS (Medicare), but most are just sales pieces from insurance companies. The problem for many folks is that there are so many plans out there from so many insurance companies that the task of evaluating each of those plans and choosing the right one seems daunting. Depending on your particular health needs and budget, one of those available plans may clearly be better than the others, and our goal is to help you evaluate the plans available to you and ensure that you choose the one that will best serve your needs.

It is especially important to have a good understanding of what Medicare A&B covers before you decide which type of plan to sign up for in addition to or in place of Medicare. Our agents have in-depth knowledge of all the plans that are available in your area and will be able to help you select the one that will be the best fit for you. In addition to explaining how Medicare works, your agent will also explain the pros and cons of the various plans that work with Medicare, including Medicare Supplements (Medigap), Medicare Advantage (Part C), and Prescription Drug Plans (Part D). There is no charge for meeting with one of our ExplainMedicare.com representatives either by phone or in person. However, while the information may be free, we're certain you will find it immensely valuable as you move along in the process of selecting the best possible coverage to go along with your Medicare A&B. Rather than trying to decipher all of the information you receive in the mail by yourself, and then selecting a plan and "hoping for the best", please do yourself a favor and contact us by clicking to make sure that you make the right choices.