Here are some Tips & Useful Information that may be helpful to you...


If you are already receiving Social Security Income, you should receive your Medicare card approximately 3 months before your 65th birthday. The effective date should be the first day of the month you turn 65. For example, if you turn 65 on June 7th, your Medicare A&B will be effective June 1st. The exception to this rule is that if your birthday falls on the first of the month, such as June 1st, then your Medicare A&B will be effective the 1st of the previous month (in this example, May 1st).


------------------------------------------------------------------------------------------


If you have health coverage through a retirement plan with a former employer, and you are paying a monthly premium for it, then there is a good possibility that you can either get the same coverage for less on your own, or better coverage for the same amount you are currently paying. In many cases, you may be able to get both (better coverage and still pay less). Please be sure to contact us by clicking HERE for a free, no obligation analysis of your coverage to determine if you can improve on the coverage offered by your employer/retirement plan.


------------------------------------------------------------------------------------------


If you have VA coverage from the military, you can often get additional coverage that serves as a good backup to the VA by enrolling in a Medicare Advantage plan (Part C). This works especially well if you do not live very close to a VA clinic or VA hospital. Many of these plans have no monthly premiums, but they allow you to get health services provided locally so that you do not have to travel to a VA clinic or hospital.


------------------------------------------------------------------------------------------


If you are within 2 months of turning 65 and you have not received your Medicare card, then you will need to call the Social Security Administration at (800) 772-1213 or visit your local Social Security Administration office. Do not call Medicare, because they are not responsible for sending out the Medicare cards.


------------------------------------------------------------------------------------------


You should call Medicare at (800) MEDICARE once you are already on Medicare and have questions about your coverage or claims.


------------------------------------------------------------------------------------------


For those that are already on Medicare, the Annual Enrollment Period to make changes for the upcoming 2018 plan year will be October 15th, 2017 through December 7th, 2017.


------------------------------------------------------------------------------------------